Is All Glass $0 Deductible in Arizona by Law?

One of the most common questions Arizona drivers ask is: “Is all auto glass covered with a $0 deductible by law?” The short answer is yes — Arizona law requires insurance companies to offer full glass coverage with no deductible. This means if you’re driving in Phoenix, Tucson, Mesa, Chandler, Gilbert, Tempe, Glendale, Scottsdale, Peoria, or any other Arizona city, you can often get your windshield replaced at no out-of-pocket cost.

But what does that really mean for you as a driver? Let’s break it down.

What the Arizona Auto Glass Law Covers : Is All Glass $0 Deductible in Arizona by Law?

Arizona is one of the few states that makes full glass coverage available with zero deductible. This includes:

• Windshield replacements – The most common claim, especially with Arizona’s flying rocks and desert highways.

• Chip repairs – Quick, mobile service in under 30 minutes to stop cracks from spreading.

• Back glass and door glass – Not just the windshield, but side and rear windows too.

• Same-day cash replacement – If you’re not filing insurance, many local shops (like ours) offer affordable, same-day service with upfront pricing.

Why This Matters in Arizona

With intense heat, sudden monsoon storms, and plenty of highway debris, auto glass damage is almost unavoidable in Arizona. That’s why local drivers — whether in Maricopa County (Phoenix, Mesa, Chandler, Gilbert, Tempe, Glendale, Scottsdale, Peoria) or Pima County (Tucson and surrounding areas) — rely on the law to save money and keep their vehicles safe.

Insurance vs. Out-of-Pocket Options

• Through Insurance: If your policy includes full glass coverage, your windshield, back glass, or door glass replacement can be done with $0 out of pocket.

• Out-of-Pocket: For drivers without coverage, local auto glass shops often provide same-day cash replacement at competitive prices.

Why Choose a Local Shop Over a Chain?

Large national companies dominate ads, but working with a local Arizona business gives you:

Personalized service. We actually answer the phones and get you scheduled right away! — no geting put on the back burner, no waiting weeks for an appointment.

• Certified local technicians who handle windshield replacement, chip repairs, door glass, and back glass.

• Insurance-approved with cash back options — we take care of the paperwork and often put money back in your pocket.

• On-site ADAS recalibration to keep your safety systems fully functional.

• Lifetime warranty on every installation — no gimmicks, just real protection.

• 5-star rated by Arizona drivers who trust us for reliable, professional service.

Final Takeaway

Yes — Arizona drivers can get auto glass covered with no deductible, by law. From quick chip repairs to full windshield, back glass, or door glass replacement, you don’t have to wait or risk a ticket for driving with damaged glass. And if you’re paying cash, you’ll find plenty of same-day replacement options at affordable rates.

If you’re in Phoenix, Tucson, Mesa, or anywhere nearby and need fast, professional service, give Always Auto Glass a call today at 480-519-5743. We’ll handle your insurance approval or get you back on the road the same day.

Would you like me to add the two-column city list (Maricopa / Pima) at the end like we’ve done in past blogs for SEO boost?

Call 480-519-5743 to speak to an

professional now!

Choosing Always Auto Glass means you’re working with a local Arizona business that puts customers first. We deliver fast same-day service, mobile chip repairs, and full replacements for windshields, back glass, and door glass — all backed by quality workmanship and insurance-approved materials. With us, you won’t deal with long waits or hidden fees, just honest, professional service that gets you safely back on the road.